A Loan for Every Home


EPM - Hot Loan Program

Empowered DPA Loan

Down Payment Assistance

A forgivable government grant of either 2% or 3.5%.



For CA first time home buyers. Provides a 3% or 3.5% down payment plus up 3% toward closing costs.


Home Possible

Ideal for first-time home buyers.
EPM Wholesale - New Loan Product

Good Neighbor Next Door

50% discount from the list of the home for law enforcement officers, teachers (pre-Kindergarten through 12th grade) firefighters, and emergency medical technicians.
EPM Wholesale - New Loan Product

FHA $100 Down

The FHA $100 down payment program is available to anyone who wishes to purchase a HUD home as their primary residence and can meet the basic qualifications for an FHA loan. It is essentially a no down payment mortgage program.
EPM Wholesale - New Loan Product
EPM Wholesale - CHOICERenovation


Flexible and convenient renovation funding option for a new or existing home.

New Loans
Submitted to Underwriting
2 Business Days

Clear to Close
2 Business Days

Partial Conditions
3 Business Days

EPM Purchase Promise

Your Partner for Delivering More

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