A Loan for Every Home

EPM PRODUCTS

EPM - Hot Loan Program
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Empowered DPA Loan

Down Payment Assistance

A forgivable government grant of either 2% or 3.5%.

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CalHFA

For CA first time home buyers. Provides a 3% or 3.5% down payment plus up 3% toward closing costs.

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Non-QM

Loans outside the box! Use your assets as income.

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Jumbo Express

Multiple options for your Jumbo client’s needs.

EPM Wholesale - New Loan Product
EPM Wholesale - CHOICERenovation

CHOICERenovation

Flexible and convenient renovation funding option for a new or existing home.

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HomeReady

Ideal for first-time home buyers.
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Home Possible

Ideal for first-time home buyers.

EPM Wholesale - New Loan Product
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Good Neighbor Next Door

50% discount from the list of the home for law enforcement officers, teachers (pre-Kindergarten through 12th grade) firefighters, and emergency medical technicians.

EPM Wholesale - New Loan Product
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FHA $100 Down

The FHA $100 down payment program is available to anyone who wishes to purchase a HUD home as their primary residence and can meet the basic qualifications for an FHA loan. It is essentially a no down payment mortgage program.

EPM Purchase Promise

Your Partner for Delivering More

Have a question about a loan?
We are ready to assist you with any loan scenario you may have.