A Loan for Every Home

EPM PRODUCTS

EPM - Hot Loan Program
EPM DPA Loan

Empowered DPA Loan

Down Payment Assistance

A forgivable government grant of either 2% or 3.5%.

EPM - CalHFA Loan

CalHFA

For CA first time home buyers. Provides a 3% or 3.5% down payment plus up 3% toward closing costs.

USDA Loans

USDA

100% financing in select areas.

EPM - Hot Pricing

CONVENTIONAL

Fast, hassle-free service.

FHA Loans

Non-QM

Loans outside the box! Use your assets as income.

Jumbo Express

Multiple options for your Jumbo client’s needs.

EPM - HomeReady Loan

HomeReady

Ideal for first-time home buyers.
EPM - Home Possible Loan

Home Possible

Ideal for first-time home buyers.

New Loans
Submitted to Underwriting
2 Business Days

Clear to Close
2 Business Days

Partial Conditions
3 Business Days

EPM Purchase Promise

Your Partner for Delivering More

Have a question about a loan?
We are ready to assist you with any loan scenario you may have.