Different By Design

The EPM Team is a world-class, global team of mortgage experts with diverse backgrounds who share a passion to lead EPM. Our team features an integrated range of knowledgeable people who guide us in fulfilling our commitments to our community and those we serve.

Culture Matters at EPM

At the core of EPM are the fundamentals that we believe and promote named “4CORE.” While the organization has 23 fundamentals we promote, creating the 4CORE that is easy for all to keep in mind has begun to make a great impact on growing our business the right way.

All-in-all, every part of EPM+ relates back to how we are seeking to connect employees, industry partners, and our customers to the EPM Culture.

EPM Wholesale - Lives Not Loans

Our Fearless Leaders

At EPM, our management team has over 50 years experience in the mortgage industry. We provide exceptional pricing without compromising follow through and customer service for thousands of clients annually. 

Kevin DeLory

Kevin DeLory

Chief Lending Officer

(401) 241-2336

[email protected]

Kenny Phillips

Kenny Phillips

Senior Vice President of Lending

(401) 593-3276

[email protected]

Phil Brousseau

Phil Brousseau

SVP of Underwriting

(404) 689-6509

[email protected]


EPM has been contributing back to the community through various charities. EPM makes annual or quarterly donations to the charities listed below. Please do your part in the community and assist these charities or others. If we all do a little it goes a long way.

For Your success

We are obsessed with putting our broker partners in a position to succeed. Doing our part as a lender is just one part of the equation, the other part is giving brokers tools, tactics, and training to help grow their business and grab more market share.

Who We Are

Empowering People More!
That isn’t just a tagline for us, but it is infused in our DNA. We aren’t in business just to be another lender, but to change the lending landscape so that more people can experience the American Gift.

We Empower Our Brokers

Empowering your clients with choice
is why brokers are better!
With our broad spectrum of mortgage products, we empower brokers with the ability to help more people and serve their community’s housing needs.

Partner with EPM

Partnership is about trust. Our responsibility goes well beyond just doing our job as your Wholesale Lender. Being a trusted partner means investing in your business as if it was our business, so that we do not lose sight of the people we are trying to help.