Reporting
Anonymous Reporting of Conflict of Interest and/or Business Ethics’ Violation
Under the Bank Secrecy Act (BSA), financial Institutions are required to assist US Government agencies in detecting and preventing mortgage fraud. If suspicious activity is suspected, A Suspicious Activity Report (SAR) must be filed within 30 days after the company becomes aware of a suspicious activity or transaction. EPM takes this responsibility seriously. The filing deadline may be delayed an additional 30 days if the relevant party is not yet identified, however the total time may be no longer than 60 days. In addition to filing a SAR, the company must notify law enforcement for violations that request immediate attention, such as suspected terrorist activity.