A Loan for Every Home
EPM PRODUCTS


Empowered DPA Loan
Down Payment Assistance
A forgivable government grant of either 2% or 3.5%.

CalHFA
For CA first time home buyers. Provides a 3% or 3.5% down payment plus up 3% toward closing costs.

FHA
No overlays!

VA
We love our Vets. No overlays!

Conventional
Fast, hassle-free service.

DSCR
Investors!
Qualify through the property cash-flow!
Qualify through the property cash-flow!


Non-QM Prime
Best Rates!


Non-QM Elite
Less restrictive guidelines.

USDA
100% financing in select areas.

Jumbo Express
Multiple options for your Jumbo client’s needs.


CHOICERenovation
Flexible and convenient renovation funding option for a new or existing home.

HomeReady
Ideal for first-time home buyers.

Home Possible
Ideal for first-time home buyers.


Empowered Energy Program
FHA Solar
Your Partner for Delivering More
Have a question about a loan?
We are ready to assist you with any loan scenario you may have.