Through our mission of empowering people more, EPM is proud to feature our 203K Renovation, HomeReady, & Home Possible products.
Our HomeReady and Home Possible mortgage products are designed for qualified low-income borrowers or first-time homebuyers to achieve the American dream of homeownership through down payment assistance.
Through our mission of empowering people more, EPM is proud to feature our 203K Renovation, HomeReady, & Home Possible products.
Our HomeReady and Home Possible mortgage products are designed for qualified low-income borrowers or first-time homebuyers to achieve the American dream of homeownership through down payment assistance.
Through our mission of empowering people more, EPM is proud to feature our 203K Renovation, HomeReady, & Home Possible products.
Our HomeReady and Home Possible mortgage products are designed for qualified low-income borrowers or first-time homebuyers to achieve the American dream of homeownership through down payment assistance.
Through our mission of empowering people more, EPM is proud to feature our 203K Renovation, HomeReady, & Home Possible products.
Our HomeReady and Home Possible mortgage products are designed for qualified low-income borrowers or first-time homebuyers to achieve the American dream of homeownership through down payment assistance.
Through our mission of empowering people more, EPM is proud to feature our 203K Renovation, HomeReady, & Home Possible products.
EPM will begin leveraging Lender Price as our Pricing Engine!
You are invited to learn the small differences and experience the new pricing engine firsthand.
EPM will begin leveraging Lender Price as our Pricing Engine!
You are invited to learn the small differences and experience the new pricing engine firsthand.
EPM will begin leveraging Lender Price as our Pricing Engine!
You are invited to learn the small differences and experience the new pricing engine firsthand.
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Copyright © 2022.
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New Loans
Submitted to Underwriting
2 Business Days
Clear to Close
2 Business Days
Partial Conditions
3 Business Days
EPM Purchase Promise
Coming Soon
EPM CORE is a brand-new platform that allows you to manage your pipeline, create loans, upload documents, and more – available on any screen and any device.
Empower Your Clients
We offer a full array of products to help empower our partners to help every client that comes through their door.
Your Partner for Delivering More
Have a question about a loan?
We are ready to assist you with any loan scenario you may have.
Our Reviews
We love when mortgage brokers are able to use our ALL-IN-ONE partnership to help grow their business.
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Ray & Chad (EPM) deserve a lot of our business with how hard they’re working for us on this file. We appreciate you guys very much. Ray you are always so responsive we thank you! Chad, appreciate you as well. Always willing to work with us in the files.
Adam Rogove
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Just wanted to drop you a note on one of the best wholesale account executives I have ever met and worked with, Christian Sorenson. I know there are phenomenal account executives who are great professionals, but Christian is hands down different. Always goes above and beyond expectations, never ever seen him complain, whine, or be negative professionally or personally, he is humble, knowledgeable, and not an ounce of arrogance in his DNAs. If he does not know the answer, he will tell you so and he gets us the answer timely. I have such respect for this up and coming star in the mortgage industry. Christian is always consistent from day one. He does not have an ounce of volatility. Respect and trust is something that cannot be bought, but rather earned. I will attest every member of my team at GCA respect and trust Christian which reflect a huge credibility and honor for EPM. It is the kind of employees like Christian Sorenson that makes a great company and always ahead of the company. I respectfully commend you and senior management for having high caliber professionals like Christian Sorenson at EPM. EPM has my loyalty, trust, and many many more loans me and my team will submit. Thank you again, and great job, Sir.
Gustan Cho
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I just closed my first loan with EPM. I wanted you to know the staff I worked with at EPM were way beyond professional. Ms. Rainey actually looked at the entire file during her first look at underwrite. How do I know this? I didn’t get the usually 7 to 10 conditions that were already in the file. I actually got an approval with a limited number of conditions. Of which, I expected. I emailed Ms. Rainey a couple times to call. The phone rings in my office within 5 minutes. Ms. Rainey listened and followed some of my suggestions, without trying to dominate the conversation. I love working with Ms. Rainey. I love working with Anthony and Todd. Ken the doc guy did a GREAT JOB too. The entire experience was so cool, calm and decisive. EPM will now by my #1 lender.
Gary Reynolds
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I wanted to take minute and send a quick brag on MY MAN Jamal!! He gets things done!! I needed a little timeline push on my last couple EPM deals for CTC and Jamal really stepped up and made it happen. He is also always quick to answer a text/call and he is a true partner. Also, EPM’s current process from docs to funding is so smooth, seamless and FAST!!! I appreciate it so much.
Aria James
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EPM has turned it around! They have regained my trust with their overhaul!
Chris Miller
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EPM hits it out of the park with exceptional service and communication! I am a very happy client!
Robin Willard
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We wanted to show our appreciation on your hard work on our files and giving us an excellent experience with EPM. We have put a significant chunk of our business with you guys because of this experience.
Evan Dockstader
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EPM has kicked it into high gear! Turn times are perfect! I love EPM!!
Michelle (Miki) Gospodarek
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So glad to partner with EPM! I am loving the processing times and the communication!
Cody Pyle
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Chad, you have been great to work with! We really enjoy your knowledge of guideline and quick communication.
Thanks again for helping us win new business with real estate agents by providing a great product and great communication!
Andrew Chavez
EPM Core Values
We take great strides each and every day to make sure we are living our virtues to create a culture that is like no other in the industry. The culture at EPM comes directly from our Core Values and we use these values to drive our decisions which in turn drives our actions.
Show The Way
• Do The Right Thing, Always
• Practice Blameless Problem-solving
• Demonstrate Empathy
• Treasure, Protect, And Promote EPM
• Show Sincere Appreciation
• Show You Care
• Be Proud Of Our Appearance
Struggle Well
• Deliver Results.
• “Bring It” Every Day.
• Deliver Superfan Service.
• Get The Details Right.
• Mediocrity Is Your Enemy
• Set And Ask For Expectations.
Own Unique
• Always Be Evolving.
• Speak Courageously.
• Continuously Improve Yourself.
Unify Through Collaboration
• Think EPM First.
• Choose Positivity.
• Listen to Understand.
• Keep Things Fun.
For Your success
We are obsessed with putting our broker partners in a position to succeed. Doing our part as a lender is just one part of the equation, the other part is giving brokers tools, tactics, and training to help grow their business and grab more market share.
Who We Are
Empowering People More!
That isn’t just a tagline for us, but it is infused in our DNA. We aren’t in business just to be another lender, but to change the lending landscape so that more people can experience the American Gift.
We Empower Our Brokers
Empowering your clients with choice
is why brokers are better!
With our broad spectrum of mortgage products, we empower brokers with the ability to help more people and serve their community’s housing needs.