A Loan for Every Home

Budgeting for your home is extremely important. As no two people are alike, EPM offers a variety of government, conventional, and niche loan programs to meet your specific needs. If you have any questions, one of our qualified Mortgage Experts can help guide you to the loan option that will fit your unique needs.

EPM Products

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EPM Wholesale - Empowered DPA Loan
EPM DPA Loan
EPM - New Product
EPM - New Product
EMPOWERED DPA LOAN
(DOWN PAYMENT ASSISTANCE)

A forgivable government grant of either 2% or 3.5%. Download the info below to learn more information about the EPM Empowered DPA Loan Assistance Loan.

EPM - New Product
EPM - New Product
EPM - New Product
EPM DPA Loan
EMPOWERED DPA LOAN
(DOWN PAYMENT ASSISTANCE)

A forgivable government grant of either 2% or 3.5%. Download the info below to learn more information about the EPM Empowered DPA Loan Assistance Loan.

EPM - New Product
EPM DPA Loan
EPM - New Product
EMPOWERED DPA LOAN
(DOWN PAYMENT ASSISTANCE)

A forgivable government grant of either 2% or 3.5%. Download the info below to learn more information about the EPM Empowered DPA Loan Assistance Loan.

EPM Wholesale - USDA Loan
EPM USDA Loans
USDA LOAN

100% financing in select areas.

EPM USDA Loans
USDA LOAN

100% financing in select areas.

EPM Wholesale - HomeReady Loan
FHA Loans
NON-QM

Loans outside the box! Use your assets as income.

EPM Wholesale - CALHFA Loans
EPM - CalHFA Loan
CALHFA LOAN

For CA first time home buyers. Provides a 3% or 3.5% down payment plus up 3% toward closing costs.

EPM Wholesale - Conventional Loans
EPM Wholesale - Home Possible Loan
FHA Loans
NON-QM

Loans outside the box! Use your assets as income.

EPM Wholesale - FHA Loans
EPM Wholesale - Non-QM
FHA Loans
NON-QM

Loans outside the box! Use your assets as income.

EPM Wholesale - 203K Loan
FHA Loans
NON-QM

Loans outside the box! Use your assets as income.

EPM Wholesale - VA Loans
EPM Wholesale - Jumbo Loans
EPM - CalHFA Loan
JUMBO EXPRESS

Multiple options for your Jumbo client’s needs.

EPM Wholesale - VA Renovation Loan
EPM - CalHFA Loan
JUMBO EXPRESS

Multiple options for your Jumbo client’s needs.

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EPM Wholesale - Empowered DPA Loan
EPM Wholesale - Empowered DPA Loan
EPM Wholesale - HomeReady Loan
EPM Wholesale - CALHFA Loans
EPM Wholesale - Conventional Loans
EPM Wholesale - Home Possible Loan
EPM Wholesale - FHA Loans
EPM Wholesale - Non-QM
EPM Wholesale - 203K Loan
EPM Wholesale - VA Loans
EPM Wholesale - Jumbo Loans
EPM Wholesale - VA Renovation Loan

Why choose EPM?

Upfront Credit Approval

Upfront credit
approval

Give yourself the advantage over competing bids. Harness the power to negotiate with the seller. Save time by looking at properties you know you can afford.

Upfront Credit Approval

Government Approved
Direct Lender

Work with a safe FHA Direct Endorsement Lender. Deal with the decision maker; we approve and fund your loan. Our personal approach means all your questions are answered.

Upfront Credit Approval

Choose from Multiple
Loan Products

EPM offers a variety of loan products: FHA, VA, Conventional, Jumbo, Reverse Mortgage loans and more!

Are you Ready to Start your Loan?

Working with an EPM Mortgage Loan Originator can make a huge difference when puchasing a new home. Our mortgage experts will help make this process easy and seamless. To get started, find your Mortgage Pro now!