EPM Wholesale
EPM Wholesale
EPM Wholesale - Empowering Partners
EMPOWER PARTNERS
Say hello
to your all-in-one partner
EPM Wholesale - Featured Product
EPM Featured Product - Non-QM Loans

Significant enhancements to our Non-QM product coming on December 1st.

• Higher LTV's
• Lower FICO requirement
• 40-year Term
• Purchase to 90% - no MI
Contact your AE today or learn more below!

Significant enhancements to our Non-QM product coming on December 1st.

• Higher LTV's
• Lower FICO requirement
• 40-year Term
• Purchase to 90% - no MI
Contact your AE today or learn more below!
EPM Featured Product - Non-QM Loans
EPM Featured Product - Non-QM Loans

Significant enhancements to our Non-QM product coming on December 1st.

• Higher LTV's
• Lower FICO requirement
• 40-year Term
• Purchase to 90% - no MI
Contact your AE today or learn more below!
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Your all-in-one partner

Empower
Your Clients

We offer a full array of products to help empower our partners to help every client that comes through their door.

Your Partner for
Delivering More

Have a question about a loan? We are ready to assist you with any loan scenario you may have.

Why Choose EPM?

EPM Wholesale

NEW LOANS SUBMITTED TO UNDERWRITING

2 Business Days

EPM Wholesale

CLEAR TO CLOSE

2 Business Days

EPM Wholesale

PARTIAL CONDITIONS

3 Business Days

EPM PURCHASE PROMISE

EPM Purchase Promise will automatically be initiated for Purchase Mortgage Applications (excluding Renovation, Non-QM, and USDA programs) with 21 calendar days remaining from the time of submission to Underwriting to Closing date listed on the signed Purchase Agreement.
EPM Wholesale - CORE App

Coming Soon

EPM CORE is a brand-new platform that allows you to manage your pipeline, create loans, upload documents, and more – available on any screen and any device.

Our Reviews

We love when mortgage brokers are able to use our ALL-IN-ONE partnership to help grow their business.

Chad, you have been great to work with! We really enjoy your knowledge of guideline and quick communication.

Thanks again for helping us win new business with real estate agents by providing a great product and great communication!

Andrew Chavez

Andrew Chavez

So glad to partner with EPM! I am loving the processing times and the communication!

Cody Pyle

Cody Pyle

Broker Owner, Pyle Mortgage

EPM has kicked it into high gear! Turn times are perfect! I love EPM!!

Michelle (Miki) Gospodarek

Michelle (Miki) Gospodarek

Mortgage Broker, Smart Mortgage Centers

Always goes above and beyond expectations. Respect and trust is something that cannot be bought, but rather earned. EPM has my loyalty, trust, and many many more loans me and my team will submit.

Gustan Cho

Gustan Cho

Mortgage Broker, NEXA Mortgage

We wanted to show our appreciation on your hard work on our files and giving us an excellent experience with EPM. We have put a significant chunk of our business with you guys because of this experience.

EPM has turned it around! They have regained my trust with their overhaul!
Chris Miller

Chris Miller

Mortgage Broker, Champion Home Loans

I needed a little timeline push on my last couple EPM deals for CTC and Jamal really stepped up and made it happen. He is also always quick to answer a text/call and he is a true partner. Also, EPM’s current process from docs to funding is so smooth, seamless and FAST!!! I appreciate it so much.

Aria James

Aria James

Mortgage Broker, Mortgage Professionals Group
I just closed my first loan with EPM. I wanted you to know the staff I worked with at EPM were way beyond professional. I love working with Ms. Rainey. I love working with Anthony and Todd. Ken the doc guy did a GREAT JOB too. The entire experience was so cool, calm and decisive. EPM will now by my #1 lender.
Gary Reynolds

Gary Reynolds

Mortgage Broker

EPM hits it out of the park with exceptional service and communication! I am a very happy client!

Robin Willard

Robin Willard

Broker Owner, Motto Mortgage

Thank you all! This was my first file at Nexa and it went unbelievably smoothly! You all rock!

Kristina Parks

Kristina Parks

Broker, Nexa Mortgage

We are just about to close my first brokered loan with EPM and I could not be more impressed with the entire experience. To put it simply, I hate brokering loans for various reasons, but mainly it’s the speed and control concerns. This one experience however, has made me rethink my hesitancy.

Jeffrey Brown

Jeffrey Brown

Developer Services Division, Academy Mortgage Corporation

Convenient Closing

We’ve partnered with the world’s leading digital mortgage solution to close more loans securely and faster than ever before.

Benefits of hybrid closing

• Closing takes minutes not hours
• Streamlined closing process
• Empowering brokers to get time back

EPM Convenient Closings
EPM - Core Values
Our Core Values

We take great strides each and every day to make sure we are living our virtues to create a culture that is like other in the industry. The culture at EPM comes directly from our Core Values and we use these values to drive our decisions which in turn drives our actions.

Show The Way

Do the right thing always and honor your word. This is how you Show The Way as a leader.

Struggle Well

Life will be a struggle, especially if you work in mortgage! Your success will be dependent on how you Struggle Well through the speedbumps that pop up on your journey. 

Own Unique

Own Unique is about focusing on innovation. You can’t stand out by doing the same thing as everyone else. Be different!

Unify Through Collaboration

We are stronger together! Having an abundance mindset allows you to find success when you Unify Through Collaboration. 

Become a broker

For Your success

We are obsessed with putting our broker partners in a position to succeed. Doing our part as a lender is just one part of the equation, the other part is giving brokers tools, tactics, and training to help grow their business and grab more market share.

Who We Are

Empowering People More! That isn’t just a tagline for us, but it is infused in our DNA. We aren’t in business just to be another lender, but to change the lending landscape so that more people can experience the American Gift.

Empower Our Brokers

Empowering your clients with choice is why brokers are better! With our broad spectrum of mortgage products, we empower brokers with the ability to help more people and serve their community’s housing needs.

Partner with EPM

Partnership is about trust. Our responsibility goes well beyond just doing our job as your Wholesale Lender. Being a trusted partner means investing in your business as if it was our business, so that we do not lose sight of the people we are trying to help.